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LATEST NEXUS LAUNCHER FOR ALL ROMS

October 9, 2016, 5:54 am
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If you are to use to launcher Then you can give this Nexus Launcher a trial.....

This is the latest Nexus Launcher for either custom ROMs or stock.

Its smooth and light

With support for widgets

And Google Now

Things Required:

* Brain

* Rooted device

* Custom Recovery

How to Use:

Boot into recovery

Flash the Nexus zip file

Reboot

Set Launcher as default!

Done!


Download Link:








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Etisalat 4G LTE Now Available

October 10, 2016, 2:23 am
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We really tested this Etisalat 4G LTE thoroughly on different devices, for ome days now, we have been on this testing of a thing while codedlywatching Etislat 4G LTE in ghost mode and wondering when it will come out of it.

Recently, users in some major cities reported seeing Etisalat 4G LTE active and live on their devices  See below the speed test;

But let me put to your now that Etisalat 4G LTE is now live in Lagos, Nigeria, I am still waiting for other cities to confirm if its live in their locations or not so by this, I want you to test the Etisalat 4G LTE in your location also, if it is working, let us know and if it is not, let us know also .

 Etisalat sims are automatically USIM(Universal Subscriber Identity Module) which doesn’t need sim upgrade before it will work on 4G unlike its counterpart Glo and MTN  where you’ll have to upgrade to 4G SIM.


Would you believe that most 4G smartphones will supports Etisalat 4G LTE Network because it’s on a popular band. This is why I know that Glo 4G LTE is on a lonely planet; band 28 is forbidden on most 4G devices.


Etisalat has publicly announced this on their twitter handle... I will like to tell you again that you should test Etisalat 4G LTE in you location and drop your COMMENT if it is working well or not.
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Does Your Smartphone Supports 4G LTE? This Is How To Check

October 11, 2016, 1:30 am
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Though, It was 2G before, gradually, it enters 3G and now we are having 4G also so very soon, be expecting 5G, this is to tell you that technology is advancing everyday. For now, we are still rocking 4G LTE whose mobile data standard is 5 times faster than 3G and twice as fast at 3G+.

Let me put to you now that one of the most annoying thing some of you might likely face is to think that your smartphone is 4G supported only to discover that it is 100% 3G Mobile phone. But take a look at this procedures below, it show how to know if your mobile phone support 4G


HOW TO KNOW IF YOUR MOBILE PHONE SUPPORT 4G

It’s easy to know if your smartphone supports the standard. On Android smartphones, , Windows, iPhones and Blackberry mobile devices. So now, let me break it down for you by starting with Android…..

For Android Users:

Go to settings >> Network settings >> mobile network. It should give you a dropdown menu of mobile standards such as 2G, 3G or LTE (4G). If you don’t see 4G or LTE, then your smartphone doesn’t support the standard.

For Windows Users:

Go to Settings > Celluar + Sim > Highest connection speed and check if LTE is part of the options.

For iPhone Users:

On the iPhone, Go to Settings > General > cellular > Enable 4G LTE.

For Blackberry Users:

Go to settings>>Network and Connection>>Mobile Network>> Network mode and you’ll see 4G&3G&2G. however, if you are using Blackberry Q5 and below, you won’t get 4G network services.

So after selecting LTE and you have on a 4G network, the “LTE” symbol will appear on the phone status bar replacing either “3G”, “H” or “2G” symbols. That is pretty simple, ride on guys.
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Etislatat Increases Monthly Data Prices, Check Them Out!

October 12, 2016, 1:00 am
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I can’t just imagine what Etisalat is doing, wjhy will they be increasing their Monthly data prices and am sure, most Smartphone users don’t really go for daily or weekly data plan, they prefer Monthly data plan including me. Well, with this upgrade they are into, am sure some people will prefer to go for Glo data plan which mean people will start backsliding from Etisalat and moving to Glo. And also to my own thinking and also encouraging people to stay on Etislat, am thinking that the reason why Etisalat have to upgrade their monthly prices is because of 4G LTE NETWORK

There was a time when Glo seems to be giving subscribers awoof data, Etisalat is busy doing the opposite. Well, nevertheless, Etisalat is ought not to go that far. Now let me show you a quick review of their previous monthly data plan, Check it below….

Also Read:  Etisalat 4G LTE Now Available

1.5GB for N1000, dial *229*2*7#

3.5GB for N2,000 dial *229*2*8#

5GB for N6,500 dial *229*2*3#

8GB for N8000 dial *229*2*5#

10GB for N10,000 dial *229*2*5#

But now, they have increased the prices of their Monthly data bundle prices as seen below;

1GB for N1000

1.5GB for N1200

1GB + 500MB night plan for N1000

2.5GB for N2000

3.5GB for N2500

2GB + 1.5GB night plan N2000

Since we are in the era of CHANGE, Am sure they also want to change which they have done already LOL….

Are you still OK with that prices and the GigaBytes?
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How to Make Your Glo Internet Connection More Faster

October 13, 2016, 3:51 am
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Well, I just have to tell you that this might work for some people and it may not work for some others. Normally I have  tried it and it is works very well and more faster than before. So try this..
Just change you APN by following this step below…

See Also: Does Your Smartphone Supports 4G LTE? This Is How To Check


Change your APN to web.gprs.mtnnigeria.net or gloflat.blackberry.net


Try it using your mobile phone or PC and let us know if you experience any changes. If works normal at your location, let us know and if it does not, let us know also and find solution to it.
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WOW! Partner Mobile Set Light Up Abuja With 2Baba Recently, See All You Need To Know

October 14, 2016, 2:00 am
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WOW! After an explosive outing in Lagos, Partner Mobile will be taking the nation’s capital by storm with its proud ambassador, 2baba come Tuesday, October 11 to celebrate with fans as well as to treat them to a special Meet and Greet session with the legendary singer. For all those who have always envisioned meeting the highly celebrated crooner, your chance is finally here.
Partner Mobile, a leading phone brand, seeks to thrill its customers and make them experience the benefits of an enriching partnership. The event which will be holding at the Partner Mobile store located at Unit 6, Urban Hub, Plot 1145, Opposite Emab Plaza, Aminu Kano Crescent, Abuja, promises to be an atmosphere of fun, excitement and one that will linger in the minds of attendees for a long time to come.

Well, Asides getting to meet 2baba in person and taking pictures with him, fans will also stand the opportunity to win lots of freebies, enjoy 20% percent discount on all purchases made that day and the first 10 fans to make a purchase will be treated to an exclusive VIP session with 2baba.
This is to tell you that Partner Mobile is speedily gaining ground in Nigeria’s mobile industry through our affordable yet aesthetically pleasing phones that perform beyond your expectations & at a cost that you can afford.

If you need more enquiry on  Partner Mobile, Go to http://partnermobile.com.ng/. 
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Awoof!!!, Get Over 300% Recharge Bonus On MTN

October 16, 2016, 10:37 pm
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This offer is good for those of us that make a lot of calls , let’s appreciate this newly launched awoof offer.

This awoof was officially launched out buy MTN NIGERIA which is a newly introduced offer from them and it promises to reward customers with 200%airtime bonus on every recharge below N100 and 300% airtime bonus on every recharge from N100 and above.

Now, let me show you how it works….

You need to recharge with this code *888*PIN#

Example, if you recharge with N100, you’ll get N400 in Awoof . In other words N100 (recharge value) + N300 (bonus)
See Also:MTN XtraSpecial Tariff Plan: Calls At 15k/s Flat + All You Need To Know

If you recharge with N400, you’ll get N1,600 in Awoof. In other wordsN400 (recharge value) + N1, 200 (bonus)

If you recharge with N750, you’ll get N3,000 in Awoof. In other wordsN750 (recharge value) + N2, 250 (bonus).

See MTN Awoof Highlights below lolzzz...

>>Calls to All Networks in Nigeria

>>SMS to all networks

>>International call to 28 destinations

>>Call rate 45K/S (N27/Min)/ International (66k/sec)

>>For N100 – N200 recharge, Validity period 14 days

>>For N201 and above, validity period 30 days.

Do you like this?, let us know you opinion concerning this, well am sure you will like it, we Nigerian, we love awoof brekete lolzzz but nevertheless, let’s see you opinion..
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How To Increase Your Diamond Bank Mobile App Transfer Limit

October 16, 2016, 11:38 pm
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Hello guys! Are you a diamond bank account owner like me and wish to make transfers from your account to other accounts using their mobile app without having to goto the bank? Probably for  MMM donation transfers or for payments - whichever reason.

One thing about diamond mobile app transfers is that at first, you are limited to a particular amount (depending on your account - don't know the criteria for setting it though). And whenever you try to transfer a sum that is higher than the default setted limit, you are met with a limit exceed message that proofs transaction can't be completed.
Diamond bank mobile app

However, in this post, I will show you how I was able to increase my own diamond account transfer limit from the initial sum to as high as N10,000,000 for local transfers and N500,000 for NIP transfers. Without going to the bank, or calling their customer care to do it for me. And also without the use of a software or hardware token. Isn't that amazing?

See: How To Open A Zenith Bank A/c, Transfer Funds, Buy Airtime From Phone Via USSD Code

How To Increase Your Transfer Limit Yourself

==>1. First, you have to Download and install the latest Diamond bank Mobile App with the option to select your country from play store; diamond bank mobile app
==>2. After that, open the app, make sure the country selected matches your present location and login using your bank ID and password.

==>3. Proceed by clicking on the home logo at the top left corner of your screen.

==>4. Scroll down to Self Service, then to Limit Maintenance; Select the preferred account.

==>5. Enter maximum amount you want to be able to transfer in the local account type (I set mine to N10,000,000) and enter your password before hitting on continue. You should get a success message after which you repeat steps 1 to 5 but this time, you select NIP and set the max amount for that too. Although NIP max can't exceed 500,000.
diamond bank limit change steps
Graphical representation of the steps

NOTE: 
==>Apart from the local transfers which can go as high as 10,000,000, the second NIP is limited to 500,000
==>Just like most other banks, you are charged N0 for diamond to diamond transfers and N100 for diamond to other bank account transfers.

You may also like to see how to link your bank BVN to all your accounts without going to th bank.
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How To Subscribe For Glo 4G LTE Data Plans

October 17, 2016, 8:29 pm
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Have always love giving kudos to GLO and I will still continue giving them kudos, look at their 4G LTE data plan below, you will see that it’s awesome, low price for buying data bundle and high Megbyte/Gigabyte. Infact, am rocking this GLO 4G LTE right now

After getting your new 4G LTE-enabled SIM or swapping your existing SIM for a 4G LTE-enabled SIM and getting a compatible device (phone, tab, router or mifi), you would need to purchase 4G LTE data so subscribers can now enjoy ultra-high speed internet, which can enable Gigabytes of data to be downloaded in minutes.

 Now  the table below shows all the available GLO 4G LTE data plan, they are as follows….



AVAILABLE GLO 4G LTE DATA PLANS
Plan Name
Price (N)
Data Volume
Validity
Small Plans
4G LTE 50
50
30MB
1 Day
4G LTE 100
100
60MB
1 Day
4G LTE 200
200
200MB
5 Days
Medium Plans
4G LTE 500
500
1.6GB
7 Days
4G LTE 1000
1,000
3.2GB
30 Days
Large Plans
4G LTE 2000*
2,000
7.5GB
30 Days
4G LTE 2500*
2,500
10GB
30 Days
4G LTE 3000**
3,000
12GB
30 Days
4G LTE 4000**
4,000
18GB
30 Days
4G LTE 5000**
5,000
24GB
30 Days
4G LTE 8000**
8,000
48GB
30 Days
4G LTE 15000**
15,000
60GB
30 Days
4G LTE 18000**
18,000
90GB
30 Days
See Also: Etisalat 4G LTE Now Available


HOW TO SUBSCRIBE FOR GLO 4G LTE DATA PLAN
To subscribe, all you have to do is dial *777# and follow the prompts to purchase data. Remember that your device has to be 4G LTE-enabled for it to work and you also have to be in an area that has been covered by the network for you to enjoy the service. If you follow these steps above, you are good to go, start rocking on it.


If you have done that, let’s know if it works better for you or not by using the COMMENT BOX so that we can share you some advice if it didn’t  work for you but I believe if you follow that steps above carefully, it will work perfectly well for you.
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SMILE Launches 0702smile 4G LTE SIM

October 19, 2016, 6:53 am
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Lolzzz, I know that when you hear the word “SMILE”, the first thing that come to your mind is a facial expression that dictates your mood but not that in this situation, this is  the first telecommunications service provider in West Africa   to deploy the4GLTE network technology in 2013.

SMILE has further more put smiles in the faces of gullible Nigerians by introducing an all-encompassing bundle, 0702smile 4GLTE sim pack forN1,000.

The all-encompassing super value starter pack, the first of its kind in the country, offers consumers 30 days   unlimited access to social network sites, 30 days access to unlimited browsing, 30 minutes Short Message Service [SMS] and 30 minutes calls to any network. Do you know the benefit of SMILE 4G LTE 0702 SIM? OK, let me show you.



BENEFITS OF SMILE 4G LTE 0702 SIM

>>Firstly, you can use your SMILE 4G LTE SIM in the latest 4G enabled phones and use it to make calls locally and to anywhere in the world, for Internet, video/music streaming/downloads and SMSs, all using one Smile bundle plan, which is a first in this market.”
Read These: Does Your Smartphone Supports 4G LTE? This Is How To Check

                       How To Subscribe For Glo 4G LTE Data Plans

>>SMS and Voice calls  from a data package will be charged at 8k/sec from home and abroad on the Smile voice only plan, free calls from abroad on the SmileVoice app which is available on the IOS and Google playstore.

So start flexing with SMILE 4G LTE 0702 SIM which is compatible with most 4G network


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Mobile Money In Nigeria: Transfer, Receive + All You Need To Know

October 19, 2016, 10:36 am
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Mobile Money Transfer in Nigeria
When the mobile telecommunication network services berthed on Nigerian technological space more than a decade ago, little did most subscribers know the scope of the technology that just docked. With the advent of it, came so many solutions. It would now be wrong to describe mobile “telecommunications” operators as providing communication services. More than six years ago, mobile money came around to stay as a means of settling bills.

The Central Bank of Nigeria (CBN), rising to its responsibility as the chief financial regulator, began to come up with measures to regulate mobile money transfer. It came out with guidelines covering all major aspects of mobile money transfer in Nigeria and started issuing licenses to operators.
mobile money transfers

What is Mobile Money Transfer?

As advocacy for the CBN cashless policy was gaining ground, several e-payment initiatives that will enable both banked and unbanked seamlessly transfer funds, receive fund and pay for goods and services were springing up. One of such is the mobile money transfer. It is a solution that adopts the use of mobile phones to facilitate payments under a strict regulations monitored by strong organs of the apex financial institutions.  It is indeed mobile in nature and practice; giving mobile telecommunication services subscribers secured access to their own fund when and where the need it.

See: How to Convert Your Glo, MTN, Airtel and Etisalat Airtime to Cash

If this money transfer solution sustains its present tempo, it’s predictable that it will soon displace conventional payment methods. We make bold to state so because even at present, the number of mobile phone users in Nigeria is immeasurably greater than number of bank accounts owners. This is, thanks to accessibility of mobile telecommunication lines, no thanks to stringent requirements of opening an account with a bank. So with time and more awareness, many more business people with mobile phone would soon see mobile money transfer as a more convenient alternative to the rigours of traditional banking. Even now, so many users are settling the common bills they pick up like electricity DISCOS, cable TV service providers (DSTV, Startimes etc.) They even buy airtime through it.  

Procedures

Mobile Money Operators (MMOs) already licensed by the CBN are the ones that make available the infrastructure that facilitate mobile payments or transfers for the subscribers who have registered for the mobile money transfer on their platforms (we shall list these platforms later). You sign in using your mobile line registered with the Nigerian Telecommunication Commission (NCC), by sending a particular text message to a particular short code the NCC has approved to the MMO of your choice.  As part of activation process, a security code which might be Personal Identification Number (PIN) some password will be required.

The MMOs are expected to have an all-encompassing procedure that takes care of the entire value chain covering; from user registration and management to agent recruitment and management. Consumer protection and dispute resolution procedures, together with risk management processes and transaction settlement are also expected to be involved.

Once registration is completed, your Subscriber Identification Module (SIM) card has, together with any phone of your choice, assumed the role of wallet where your money is kept in effect. That’s why it’s referred to as electronic wallet (e-wallet) where you store your funds. Since it is a mobile wallet, you simply need to enter any shop that is mobile transfer compliant and begin to effect your business transaction. This same service affords you an opportunity of receiving payments through mobile money transfer on your mobile phone. You don’t need to have an account with a bank to enjoy this service.

See Also: Different Ways to Make Money Online Into Your Payoneer Account

There are different ways to fund your e-wallet:
  • Through an agent of your mobile service provider
  • Through consortium banks
  • Through ATM cards (or cardless transfer from ATM)
  • Other means provided in the MMO’s terms of engagement
Interestingly, it is also possible to convert the fund you have in your wallet to cash just in case of a dire need for cash transaction. It should be noted that most of these mobile transfer services attract transaction costs that, by regulation, must have been clearly stated ab initio. So it is good to read between the lines and understand the said and the unsaid before registering with a particular mobile money operator.
mobile money Nigeria

Mobile Money Service Providers

For the reasons best known to the CBN, this highest regulatory body till now has not made known the list of companies it has licensed to provide mobile money transfer services. This portends a measure of risks.  Yet for the sake of commercialism, these mobile money service providers have come out to the public and created awareness that they are players in the financial sector. They can be categorised into two, noting though that the list in each category is inexhaustible:

==>(1) Banks-led MMOs
Below is the list of some of the operators in this category and where they are accessible online
  • GTBank Mobile money, accessible at http://www.gtbplc.com
  • First Monie, accessible at: http://www.firstbankplc.com
  • Stanbic IBTC mobile money, accessible at: http://mobilemoney stanbic.com.
  • Ecobank mobile money, accessible at  http://www.ecobank.com
  • Zenith Bank- EazyMoney:  http://www.eazymoney.com.ng
  • U-MO Mobile money
  • Diamond bank mobile app

==>(2)Non-bank MMOs
The non-bank MMOs include the following, whilst others are not listed
  • Paga(my paga), accessible at http://www.pagatech.com 
  • eTransact, accessible at http://mobileteller.etranzact.com/
  • Fortis MFB - Fortis Mobi, accessible at http://www.fortismobilemoney.com
  • Monitize, accessible at http://monitise.com/nigeria
  • FETS-my.wallet, accessible at http://www.mywallet.fets.com.ng
  • Eartholeum-QikQik, accessible at http://www,eartholeum.com
  • Mkudi- Mimo, accessible at http://blog.mimo.ng
  • Teasy Mobile - Teasy Mobile accessible at http://teasymobile.com
  • PayCom - PIDO(Payment Irrespective of Distance or Obstacles) - accessible at http://www.paycom-ng.com/
  • Interswitch
  • Pay with capture
  • Zoto app
Since mobile money transfer is a wide variety of worlds, the CBN has provided in its regulation clear-cut responsibilities of different players. Infrastructure providers have been saddled with the task of providing infrastructure that makes for switching, processing and inter-scheme settlement and facilities for mobile money transfer.

Recommended: How To Open A Zenith Bank A/c, Transfer Funds, Buy Airtime From Phone Via USSD Code

Actually some names may come up in the business of mobile money transfer but not all these are licensed as MMOs. For instance mobile telecommunication service providers are not licensed by the CBN as mobile money service providers. But the MMOs do not have telecommunication network and your e-wallet is your SIM card issued by network providers. It there becomes an easy way out for the network providers to be branding the services of the MMOs. Of course that’s a value added because it makes it convenient to pay and be paid for the services rendered either way. So when we hear for MTN Mobile Money, for example what is actually coming to play is that MTN devoted a substantial technology to the service of the MMO it is branding.

There are some advantages to network provided branding mobile money services. They own the network and so they are able to provide SIM cards that are mobile money compliant. They can ensure seamless funding, transfer, and withdrawal, especially with the transactions within the same network. You don’t need an android phones, windows phones, Ipad, Iphone or other sophisticated devices that can run applications, since you don’t have to download any mobile app.

However, if you are not a subscriber to the network that brands the service, the service it definitely out of your reach. And even if you are subscriber, it is doubtful in spite of promises, if you will be able to transfer mobile money or receive money from users using services branded by other mobile network operators. In addition, only a few banks are willing to partner with them.

In the other way round, mobile money operators brand their own mobile money services. This is common with the banks. It should be stated here that for though your phone number is actually attached to the service, the service is not going to be installed on your SIM card. You will have to download the app of the provider. In order to facilitate this service, they partner with so many mobile network providers authorized by the apex bank.

The comparative strength of this is that regardless of your mobile network, you can enjoy this service.

However, you subscribers need special phones that can run the mobile app which you must download and install.

Thats all for now about mobile money. Subsequent posts relating to it will pop up before the week runs out. Buh if you having any question feel free to table it to us using the comment box below and we will reply you asap to the best of our knowledge.

Did you like this post? Pls appreciate us by sharing thank you! You may also like This post on 14 Nigerian Banks USSD Code To Transfer Money On Phone + Steps
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WARNING: Do Not Use Substandard Phones, See The Reason

October 20, 2016, 1:00 am
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Hello NaijaTechLovers Readers, I love you all that’s why am throwing this info to you, for those of you still using substandard phones; NCC has angrily warned you… Do no use substandard handset. According to NCC, such handsets are responsible for the various network failure and related problems they experience during dialing or receiving of calls.
We Notice that many consumers complain that their data and credit are illegally deducted by service providers but they should understand that smart phones have various complex attributes.
Consumers should use the handsets outlined in our manual as they have been certified to be efficient for telecommunication usages.

NCC also urge the public to take note of this, “Smartphones should be switched-off when not in use as they automatically upgrade themselves and can deduct data in the process,”


So that is all about NCC warning on substandard phones so I want you all to take note of those warning above, atleast you know all those substandard smartphones with strange names everywhere. So go get a standard phone and you will really enjoy it, Normally you may be thinking about the price, don’t worry about that, you can see a standard phone at a best affordable price and you will love it.
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Uses of Mobile Money + Platforms Accepting Mobile Money Payments

October 20, 2016, 10:14 am
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More than six years in operation in Nigeria, the mobile money transfer has not occupied its rightful place in the money market. This is due to the fact that most people do not know the uses of this form of money transfer. Part of the misconceptions was that it’s meant for only the wealthy. Others thought of it as a form of banking service. Fear of fraud is the beginning of lack of understanding for some others. In this article you will read not only about the uses of the mobile money transfer, but also about the procedures to use it for the purpose. You will also be intimated of the platforms that accept payment via mobile money.
Mobile money can be used for the following purposes:
mobile money transfers

To Pay Bills
Most of the bills people go to the bank to queue up to pay (e.g. like cable TV bills, electricity bills, tax and rates and so on) can be quickly settled using mobile money transfer. Once the mobile app of the MMO is installed on your phone, you will be able to transfer money to settle monthly bills to providers of such services from wherever you are. These service providers have options of payment via mobile money transfer. Since you are a partner in progress, it should not be too much for you to take some time to activate the service on their platforms.      
However, you will have to fund your e-wallet to be able to pay bills and make purchases on mobile transfer platforms. These are the steps to take to proceed with that.

Fund Wallet

  • Log in to the site of your MMO and follow the prompt.
  • Depending on the design of the site, among other options you could see an option like “Fund Wallet.”
  • Select the option and fill in the required data.
  • Fill in the required information including your wallet number, your PIN and click Next.
  • State the amount you desire to keep in your wallet and select “Next."
  • You will be asked to supply your card number and other details.
  • The next option you will select is “Pay.”
  • You will be notified by means of an sms that will confirm that your logged in amount has been deposited to your e-wallet. That sms should normally also notify you of any service charge or any other named fee and the amount.
  • You will pay the amount with which you fund your m-wallet at either a partner bank or the MMO’s agent.

money from bank


Withdraw money
Funds can be withdrawn via mobile money transfer. You can do this by withdrawing from the ATM with a card or make it a cardless transaction. The transaction would first be carried out on your mobile phone, through the mobile app or USSD. If you want to withdraw from your e-wallet, this is the procedure.

  • First log in via your phone and complete a process similar to that of funding your wallet, a unique transaction code will be sent to your phone in form of sms confirmation.
  • Go to the ATM at the nearest partnering bank which could be First Bank, Zenith Bank or GT Bank among others.
  • Select “Cardless Transaction”.
  • If your MMO partners with the bank, select its name and follow the prompt.
  • Among other things, you will be required to enter the transaction code already sent to you via sms.
  • Then supply your PIN and click next.
  • Punch in the amount.
  • If all the information is correct, you will be required to take your cash as dispensed.
  • A debit alert will be sent to your number indicating the amount withdrawn from your e-wallet and the balance.
  • Check if the transaction alert sent to your phone tallies with your calculation.

You can also withdraw cash from the agent of your MMO.
Through your mobile phone or through the mobile app or USSD, supply all the information applicable to withdrawing from your wallet as indicated above. The only difference is that it would be through an agent. So the option to select would be something like “Withdraw Money at Agent.”

  • A unique transaction code will be sent to your phone in form of sms confirmation.
  • Go and tender the code at the nearest agent of MMO’s outlet.
  • He would confirm all the data you submit to him through his mobile app or through his mobile phone.
  • If all the information is correct, the agent will give you the cash and your m-wallet will be debited with the amount withdrawn.
  • You will notified by means of a debit alert. Please confirm to be sure there is nothing like over-or undercharging


Receive funds from abroad
Mobile money transfer is also used to receive funds from abroad. If you want to do so, you will have to do the following:

  • Send your FULL NAME with which you subscribe to the service from your MMO and your registered phone number to the payer.
  • You will tell the sender to locate an agent of your MMO or a bank that partners the MMO in that country. (Some MMOs do not have partnering banks or agents in some country so be sure that your MMO’s service is there)
  • Inform him to ask m-Wallet transfer to Nigeria.
  • Both of you will be informed of the status of the transaction by means of an sms and even a secured email.
  • Then follow the process of withdrawing your cash; transferring it to your bank account or to another mobile money account or yet by cash through a bank or an agent.
send money with mobile money


Send funds
It is also used to send money to a bank account or to another user. This is how you will go about it via your mobile app or any phone:

  • Open the mobile app or call up mobile transfer on your phone, type the key and your user code given your MMO.
  • From the pop up menu, select “To Bank Account”.
  • This can be achieved alternatively by selecting “Send Money” on USSD prompts and choose “To Bank Account”.
  • Select the bank of the payee from the menu. Enter his account number and the amount.
  • The name of the payee will be displayed and you will be asked to confirm that you really want to send the money to him.
  • Your PIN will be requested and you will enter it.
  • Option “send” will then be highlighted and you will select it.
  • If the transfer is successful, you will receive an SMS confirmation.


If you are sending it to another user, in the pop up menu, you will not select “To a Bank Account,” rather select “To e-wallet” or “To m-wallet” as the case may be. Follow the prompt and supply all the data the payee supplied about his mobile money transfer service.

If many explore these options, there could be some variations. Yet they will be glad to know that mobile money transfer is quite versatile and usable for almost everyone.
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Infinix Hot 4 Pro X556 Full Specs And Price

October 21, 2016, 1:30 am
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We all know that Infinix Hot 4 Pro x556 is also part of Hot 4 family as the name implies, This Smartphone adds super fast 4G LTE to the Hot 4 family compared to the Infinix Hot 4.

Infinix Hot 4 Pro runs Android 6.0 (Marshmallow) on the LTE capable Mediatek MT6737 chipset with 2GB of RAM. The chipset offers a 1.3GHz quad-core processor and a 64-bit address bus.
Infinix Hot 4 Pro sports a 5.5-inch HD Display with a 13 megapixels rear camera and a 5 megapixels front facing camera. The 13MP camera is an upgrade compared to the 8MP rear camera provided on the Infinix  Hot 4 Lite  and the Hot4.

The phone has 16GB built-in storage and supports up to 128GB microSD memory card. This is another area where the Infinix Hot 4 Pro improved on the rest of the Hot 4 family. While the rest of the family supports up to 32GB microSD memory card, the Hot 4 Pro does a lot better with support for up to 128GB microSD memory card.

Infinix Hot 4 Pro offers a slightly different design and upgrades the camera to one with a 13MP sensor. Infinix Hot 4 Pro still maintains a 5.5-inch Display, Android 6.0, 4000 mAh battery, and fingerprint sensor.
Infinix Hot 4 Pro has a slightly different design. The back is still textured, but the pattern is very much different compared to the Hot4. The colour options also changed with the Infinix Hot 4 Pro available in Mysterious Blue, Glossy Silver, Champagne Gold, or Anthracite Grey.

Infinix Hot 4 Pro offers a fingerprint sensor on the back. It also supports Bluetooth 4.1 and two micro SIMs. Infinix Hot 4 Pro offers 4G LTE, which could be a response from Infinix to the recent launch of 4G LTE Networks by most of the leading mobile operators in Nigeria.

Infinix are still looking up to launching Infinix Hot 4 Pro in Nigeria but right now, it’s  is not yet available in Nigeria even in Kenya and Ghana. About the price, Infinix Hot 4 Pro Price in Nigeria should range between N50,000 and N60,000 or how much do you think they can sell Infinix Hot 4 Pro with the specs below? Check very well and suggest the price in the COMMENT BOX

INFINIX HOT 4 PRO FULL SPECS
PLATFORM/OS
Platform: Android 6.0 (Marshmallow), XOS Skin
Processor: 64-bit, 1.3GHz quad-core Processor (Mediatek MT6737)
GPU: Mali-T720 MP2
Memory: 2GB RAM
Colours: Mysterious Blue, Glossy Silver, Champagne Gold, Anthracite Grey
Dimension: 156.6 x 76.2 x 8.8 mm
Weight: 175g
SIM Type: Micro SIM
SIM Count: Dual-SIM, Dual Standby

DISPLAY
Display: 5.5-inch Display, 720 x 1280 pixels

CAMERA
Rear Camera: 13 MP Camera, LED Flash, HD Video
Rear Camera Features: Autofocus
Front Camera: 5MP Camera, LED Flash

STORAGE
Built-in Storage: 16GB Storage
Memory Card Support: Yes, up to 128GB

NETWORK
2G GSM: 850 / 900 / 1800 / 1900MHz
2G CDMA 1X: No
3G WCDMA: 900 / 2100MHz
3G CDMA EVDO: No
4G LTE: Yes

INTERNET & CONNECTIVITY
GPRS: Yes, up to 48kbps
EDGE: Yes
3G/WCDMA/HSPA: Yes
HSPA+: Yes
CDMA EVDO: No
4G LTE: Yes
WLAN: Wi-Fi 802.11 a/b/g/n
Wi-Fi Hotspot: Yes
Bluetooth: Yes, Bluetooth 4.1
NFC: No
Infrared Blaster: No
USB Port: Yes, microUSB 2.0, USB on the Go

MESSAGING
SMS/MMS: Yes
Instant Messaging: Yes
Push Emails: Yes

ENTERTAINMENT
Music Player: Yes, mp3, WAV, FLAC, eACC+
Video Player: Yes, MPEG4, H.263, H.264, XviD
FM Radio: Yes (with RDS)
Loudspeaker: Yes
3.5mm Jack: Yes

OTHER FEATURES
Video Streaming: Yes
Active Noise Cancellation: Yes (with dedicated mic)
Wireless Charging: No
Water Resistant: No
Image Editor: Yes
Video Editor: No (download at store)
Document Viewer: No (download at store)
Document Editor: No (download at store)

BATTERY
Battery: 4000 mAh Battery
Standby Time: up to 660 hours
Talktime: up to 20 hours (3G)
Fast Charging: Yes (Xcharge)
 Let gist now, in your own view with these specs above, how much do you think Infinix Hot 4 Pro can be sold? Use the COMMENT BOX as usual.
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How To Activate Verve Card For Online Transactions In Nigeria

October 24, 2016, 6:44 am
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This days, most of us  deals with online businesses or transactions but we find it difficult in using our verve card  for those transactions either by paying or doing something else. Today, I will be showing you how to activate you verve card for online transactions, Note that before you can use your card for online transaction, you have to activate it first so now, I will be showing you the tips to do that

Firstly, do you know the meaning of OTP(One Time Password)?, OTP  feature helps secure your account to ensure that you are the one authorizing every transaction on your verve card via the safetoken system. The service sends you a one time password to complete every online transaction initiated on your account. You will need to register for this safe-token service to enable your verve card for online transaction on quickteller  and other payment solutions, Here are the tips below to go about it….
Read These: Uses of Mobile Money + Platforms Accepting Mobile Money Payments

                           Mobile Money In Nigeria: Transfer, Receive + All You Need To Know
                           


HOW TO ACTIVATE YOUR VERVE CARD FOR ONLINE TRANSACTIONS IN 3 EASY STEPS
>>Go to a nearby  ATM that accepts verve cards.
>>Insert your ATM Card, select Quickteller >> Pay Bills
>>Select Others and enter 322222 as the biller code
>> Enter your Phone number as the Customer Reference Number , you can use your phone number associated with your bank account.

>>Next,  accept the transaction fee by selecting "Pay Amount Due" on The screen
>>At this time, you should get a notification on the screen telling you the transaction was successful, your bank should also alert you on that.

That’s all, very easy…… you can now start online transaction with your verve card. I hope it’s helpful?
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WOW! Check Out The Incredible Pictures Of Infinix Zero 4 & Zero 4 Plus

October 24, 2016, 7:05 am
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Infinix Zero 4 and Zero 4 Plus pictures are fantastic, if you see those two phone pictures, you will understand what am saying. Recently, I wrote on infinix Zero 4 specs and also the rumored specs of Infinix Zero 4 Plus but today am mostly concerned about showing you its pictures and I’m pretty sure this may be the last flagship Infinix will launch for the year 2016.
Let me just remind you of the upcoming zero 4 specs and also infinix zero 4 plus specs and I will also attach it with those pictures so that you can understand why I said it’s incredible.
See This:  Infinix Hot 4 Pro X556 Full Specs And Price
                    


INFINIX ZERO 4 PLUS RUMORED SPECS


·                     Optical image stabilization
·                      FingerPrint ID recognition
·                     MediaTek Helio X20 64-bit mesh octa-core processor
·                     20.7+8MP rear and front facing camera
·                     FHD display
·                     Corning Gorilla Glass 4 protection
·                     4GB + 64GB Ram/Rom
·                     Android 6.0 Marshmallow + XOS
·                     Battery: 4000mAh
·                     4G network
See Also:  How To Subscribe For Glo 4G LTE Data Plans

INFINIX ZERO 4 SPECS

·                     Optical image stabilization
·                     FingerPrint ID recognition
·                     Octa core processor
·                     16+8MP rear and front facing camera
·                     5.5 HD IPS screen with 1920 x 1080 pixel resolution, 440 PPI
·                     Corning Gorilla Glass 4 protection
·                     3GB + 32GB Ram/Rom
·                     Android 6.0 Marshmallow + XOS
·                     Battery: 3200mAh
Now, check out it’s pictures below….










We are still waiting for Infinix to officially announce the launch date and also its price, well, before they officially announce the launch date and price, let’s suggest, Drop you COMMENT below and let’s know your suggestion on infinix zero 4 and zero 4 plus launch date and price.
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Get 100% Of Your Investment In 5 days With HandsOfCroud (HOC): Tested & Trusted!

October 24, 2016, 12:10 pm
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In this post, you will learn about a new tested and trusted investment that pays you 100% return on investment within 5 days known as HandsOfCrowd.com (aka HOC)

With the rise in the number of ways to double or increase your investments over a short period of time, it seems the God of wealth has changed position and is now channeled/sitted in Nigeria.
The first to go viral was MMM Nigeria, followed by MMMunited, then Lara, coinr and a host of others.

Some came as Networking (Zarfund), some as HYIP programs (Lara, coinr etc) which zoomed off with peoples money after paying for a short while. And a few others as a peer 2 pear (p2p) community that provide help to their members (MMM united, MMM Nigeria, etc)

Today am here to introduce you to another p2p community (HandsOfCrowd - HOC) that is new, tested and trusted with the ability to double your investment for you within the shortest period of time (just 5 days)

How HandsOfCround.com Works

Its just like mmm where there is no central account. Your money goes directly to a fellow participant. If you provide help, you will get 100% help within 5 days. Minimum ph is 10$ and maximum is 100$.

However, after PH, on the 4th day, you are expected to recommit something into the system which is usually same or higher amount ($10 to $100) before you Get help on the 5th day.

All pH and GH is done in bitcoin. You are matched to other participants and given a maximum time of 24 hours to send fund to the bitcoin address of the other participant.

Apart from PH and GH, you can also earn by referal which is usually 10% of the invitees investment.

In a month, you can get upto $640 with $100 investment

How To Register With HandsOfCrowd?

==>1. Register through me by Clicking Here or by copying and pasting this link to your browser https://handsofcrowd.com/index.php?ref_id=UcheFrancis

==>2. If during registration you are asked for sponsor, just type UcheFrancis

==>3. After registration, I will add you to a Telegram group where you will get to know all about HOC. To reach me, comment below or send me your telegram details on facebook stating you have completed HOC registration under me! So I can add you up. And possibly put you through myself.

My next post on HandsOfCrowd.com, will be a detailed guide on how it works for better understanding.

In conclusion, I will advice you to use your opportunities wisely. As well as tell you to trade with caution by using an amount you can afford to loose. Because life alone is a risk and so are investments. That HOC is paying now doesn't mean it will pay forever. So trade with caution. 
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How To Easily Make Bank Transfer From ATM Machines

October 25, 2016, 6:15 am
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According to central Bank of Nigeria {CBN} in order to make Nigerian banks meet the developed world standard. Various means has been developed in order to make it easier for customers to be able to send money to themselves without making long queue in the bank. Since this method of easy bank transfer as been on, I really love it and even if in don’t want to use mobile transfer, maybe I just wish to go to the bank, I don’t panic because I know I only want to make transfer and I don’t need to go into the bank and queue. All I have to walk up to the nearest ATM machine and make transfer easily.

Lots of people still do not know that they can transfer money from their bank account to another bank account via an ATM machine. Yes. It may be new to some persons, while it is old fashion news to some. But for the benefit of those that do not know how to go about this, i will like to give you some steps on how to get that done.

Today, I will be showing you the steps to transfer money to another person's account even in a different bank via the ATM machine.

STEPS TO EASILY MAKE BANK TRANSFERS FROM ANY ATM MACHINE IN NIGERIA
STEP1: Insert your card into any ATM machine.

STEP2: Enter PIN and press proceed.
Read This:  Get 100% Of Your Investment In 5 days With HandsOfCroud (HOC): Tested & Trusted!
STEP3: Click on Quick Teller.

STEP4: Click inter bank Transfers.

STEP5: Select funding Account Type{Be it savings or current account}.

STEP6: Select Receiving Account Type{Be it savings or current account}.

STEP7: Select Recipient's Bank.

STEP8: Enter Account Number you wish to transfer to.

STEP9: Enter Amount and Click PROCEED

STEP10: Click proceed if you accept the N100 Charge{Note: you will be charged N100 for each transfer you want to make}.

STEP11: Confirm details and click proceed if okay.

STEP12: You'll get the massage " Transaction completed " please check the receipt for your reference number. Note: where there is no receipt, check your sms alert for the reference number.

STEP13: Retrieve your card...

Now you don't have any reason to queue in a banking hall just to deposit money. You can do it all from your ATM machine. One can Now be relieved of the extral effort of following awkward procedure while making deposit to any Nigerian bank account
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Check Out Stanbic IBTC Bank Airtime Recharge Code

October 25, 2016, 6:26 am
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Stanbic IBTC Bank users in Nigeria are now liable to buy airtime directly from their bank accounts via a short code, the amount you want to recharge is automatically deducted from your account while the same amount is debited from your account with Stanbic. Follow the steps below to do that

NOTE:
>>The code below (*909*Amount#) will only work on your mobile line that is registered with the bank, other mobile lines will be rejected.

>>The code allows you to buy Airtime of a minimum of NGN 100 and maximum of NGN 5000 daily.
                   
HOW TO BUY AIRTIME FROM STANBIC IBTC BANK

Very easy, Simply dial *909*Amount# then wait for response from the network. OR Dial *909# and follow the on-screen instructions.

For example dial *909*500# to buy NGN 500 Airtime from your Stanbic IBTC Bank Account. The amount you entered will be automatically debited from your bank account balance and the value will be credited to your account balance on your mobile network.
See Also: Uses of Mobile Money + Platforms Accepting Mobile Money Payments
That’s very easy as you can see, just go on and start recharging from your bank with that code above if you are short of cash at hand, Do you love this?
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InnJoo Mobile Announced InnJoo Fire 3 Air LTE

October 26, 2016, 3:43 am
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WOW, It seems InnJoo is gradually coming back to their senses.. We’ve passed the realm of 3G and Android Lollipop, so OEM that will be releasing any flagship should atleast put it on 4G LTE mode and Android 6.0 minimum or else face the wrath of the Titans. Well, nevertheless, I appreciate what InnJoo did because I was one of the innJoo users before, I just stop using InnJoo because of their problem but I think they are now rising, if so…. I can still go back to InnJoo, at least the Mobile phone the release now support 4G LTE so it still better.

Their newly released phone called InnJoo fire 3 Air is a semi mid-range device, mid-range spec and I want to guess their target market is for the mid-range users. InnJoo Fire 3 Air has a 5.5-inch IPS display with 720 1280 pixels resolution. Innjoo Fire 3 Air sports an 8 megapixels rear facing camera and a 5 megapixels front facing camera.

Innjoo Fire 3 Air LTE runs Android 6.0 (Marshmallow) out of the box on a Mediatek chipset offering a 1.3GHz quad-core processor. The Android phone sports a 1GB RAM and 8GB built-in storage with supports for SD card up to 128GB external storage.

Innjoo Fire 3 Air offers 3,000mAh Li-Po Battery and also supports dual-SIM cards, Wi-Fi, and 4G LTE.


CHECK OUT THE HIGHLIGHT OF INNJOO FIRE 3 AIR LTE SPECS

>>Platform: Android 6.0 (Marshmallow), InnUI

>>Processor: 1.3GHz quad-core Processor (Mediatek MTK 6737)

>>GPU: Mali-T720 MP

>>Memory: 1GB RAM + 8GB Rom

>>Colours: Gold, Grey, Rose Gold

>>Dimension: 76.4 x 150.2 x 8.2 mm

>>SIM Count: Dual-SIM, Dual Standby

>>Display: 5.5-inch IPS Display, 720 x 1280 pixels (267ppi)

>>Screen Protection: 2.5D diamond cut Glass, Full Lamination

>>Rear Camera: 8 MP Camera, HD Video, Autofocus, Dual-LED Flash, Geo-tagging, Panorama

>>Front Camera: 5 MP Camera

>>Memory Card Support: Yes, up to 128GB

>>4G LTE: Yes, 1800MHz

>>Bluetooth: Yes, Bluetooth 4.0

>>Battery: 3000 mAh Li-Po Battery (Non-Removable)

Though it’s not yet available in Nigeria for now, but when it will be available, am sure it will come at a well affordable price
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